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A lot of clients have been asking me whether or not they should be pre-approved before they go out and search for homes.
You absolutely need to be pre-approved for a home loan, and this is true for many reasons.
- When you walk into a home you want to know that you can afford to purchase it. Otherwise, you're just wasting your time looking at homes.
- When you're preparing an offer, you look much better in the eyes of a seller when you have been pre-approved. It's important to prove to a seller that you have the funds to buy the home.
- This helps in multiple offer situations, which have become more common lately.
It doesn't take a lot of time to get pre-approved, and we can direct you to one of our local lenders to assist you with this.
Whatever you do, it's absolutely imperative that you get pre-approved before you even start looking for a home.
Please don't hesitate to contact me with any questions you may have about real estate in Jonesboro!
